The Lionheart Assurance Solutions LP Scam Prevention Toolkit recommends job seekers take the following 4 precautions when applying for a job.

1. A clever scam that works very well is to ask job seekers for their social security numbers before the job interview. These so-called employers say that they need to do a background check before they can consider an interview. This is illegal. Employers cannot do a background check until they have interviewed you and want to hire you.

2. Email communication between potential employers and job hunters should be done carefully. If the email does not come from a company address and if it asks for personal information, be suspicious because it could be a scam.

3. Online job application forms often ask for sensitive personal information. If you are on a website that belongs to a scammer or on a website with no security, you could be giving con artists enough information to steal your identity.

4. Another scam that has worked successfully is signing up for a telecommuting or work-at-home job. The “employer” will ask for your bank account information for the purpose of making a direct deposit into your account. In actuality, they have enough information to pretend to be you and make a withdrawal on your account. When you complain to the bank, they will claim that their records indicate that you withdrew the money.

The Lionheart Assurance Solutions LP Scam Prevention Toolkit also recommends that you should report suspicious employers to local law enforcement, the attorney general, the Federal Trade Commission, and the Better Business Bureau. By taking these proactive measures, you prevent others from becoming victims.

About Lionheart Assurance Solutions & The Lionheart Assurance Solutions LP Scam Prevention Toolkit

Lionheart Assurance Solutions are identity theft consultants who are making the public aware of job scams and fraudulent interviews. They are calling this information campaign to provide identity theft articles to the public, The Lionheart Assurance Solutions LP Scam Prevention Toolkit.

Lionheart Assurance Solutions LP Scam Prevention Toolkit: Protecting Your Identity From Job Scams And Interviews

The Lionheart Assurance Solutions LP Scam Prevention Toolkit recommends that you take the following steps to distinguish if an interview is a scam interview or not.

1. When you send out your resumes to job listings, keep an accurate record of your job hunt and do a follow up. Be wary of being called for an interview that you did not apply for.

2. When called in for an interview, do a search on the Internet to see if it is an established company. Most corporations have a website. You want to find out how long they have been in business and what type of goods they provide or services they offer. Also, check with the Better Business Bureau to find out if any complaints have been made about them.

3. If the business appears to be well established with a good reputation, then agree to the interview. Be sure the location is the same as that disclosed on the website or verified by the Better Business Bureau. Do not enter the building if there is anything suspicious about it. For example, a reputable company with a solid business would not be working out of a tiny office in a rundown building. Take only your cover letter, resume, and reference list.

4. Only give the interviewer what is necessary for the interview, like current contact phone number, address and past employment. Don’t disclose personal information like your social security number, driver’s license number, bank information, and so on. If the potential employer insists on getting personal information, you have the right to refuse. Don’t be intimidated into disclosing sensitive information for fear of losing out on a job opportunity.

5. If the job appears to be too good to be true, be suspicious. Seldom do employers offer a huge salary and numerous perks unless you have high qualifications. Also, be suspicious if the interview appears perfunctory and the interviewer appears eager to hire you although you have insufficient qualifications.

The Lionheart Assurance Solutions LP Scam Prevention Toolkit also recommends that if you suspect that you may have walked into a scam interview, talk about how you need to think things over before you make a decision. Don’t let a sense of desperation get in the way of falling for a scam.

Lionheart Assurance Solutions are business consultants with regional offices in the United States. They specialize in identity theft education.

Lionheart Assurance Solutions LP Scam Prevention Toolkit: Scam Interview Or Not?

The Lionheart Assurance Solutions LP Scam Prevention Toolkit suggests the following 5 ways to stay informed about identity theft.

1. Visit one of the events. There will be over 150 events throughout the United States. These will include workshops, an opportunity to review one’s own credit reports, and tips on how to reduce the likelihood of identity theft.

2. Affordability is not an excuse because these events are conducted at no cost and it is open to anyone who is interested. There will even be the opportunity for safe disposal of computers and other electronic equipment with personal information on it.

3. Besides the event, people can stay informed about tips to avoid identity theft by going to the www.ProtectYourIDNow.org website. The Spanish version is available at www.CuideSuIdentidad.org.

4. Those who want to know the level of their personal risk can also take a quiz at these websites to see how well they are taking precautions.

5. In addition, consumers can find daily blogs about Identity Theft from Robert Siciliano, a McAfee Consultant and a nationally recognized expert on identity theft.

The Lionheart Assurance Solutions LP Scam Prevention Toolkit also recommends that apart from attending the events to check out educational lectures and workshops that participants realize that identity theft is an ongoing battle and that one should stay abreast of the latest trends by bookmarking www.ProtectYourIDNow.org and making it a habit to read Robert Siciliano’s blog posts.

About Lionheart Assurance & The Lionheart Assurance Solutions LP Scam Prevention Toolkit

Lionheart Assurance Solutions has created a toolkit to reduce the incidence of identity theft. This is a series of articles that keeps the public updated on identity theft issues.

Lionheart Assurance Solutions LP Scam Prevention Toolkit: Protect Your Identity Week

The Lionheart Assurance Solutions Scam Prevention Toolkit recommends a small business take the following precautions when it comes to cyber security:

1. While a traditional answer to prevent security problems on social networking sites was simply to block them, this may not be a good idea for a small business because many companies use these sites for low-cost marketing and employee recruitment. A more realistic solution is to educate staff members who use social networking sites for business purposes to be educated about the various scams perpetuated on them by fraudsters.

2. Emails play an integral role in a small business and should not be blocked. Using spam filters and raising awareness about phishing scams and potentially harmful attachments can reduce the likelihood of email threats.

3. Similarly, Instant Messaging (IM) can be useful for a small business in building client and vendor relationship, but the staff has to be warned about malware and viruses that can be transmitted when files are sent using IM.

4. By using high quality 128-bit encryption technology, a small business is implementing the best and most cost effective measures to safeguard website payment and digital product delivery features from cyber attacks.

5. Finally, a small business can protect itself online by using technology that improves overall security vulnerabilities. Using the most up-to-date security patches, anti-virus and anti-spyware software can do this. In addition, the network itself should be protected with a firewall.

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The Lionheart Assurance Solutions Scam Prevention Toolkit also recommends the staff be trained about security issues, conduct regular backups, and change passwords each time someone leaves the small business.

About Lionheart Assurance Solutions & The Lionheart Assurance Solutions Scam Prevention Toolkit

Lionheart Assurance Solutions’ team consists of professional business consultants with regional offices throughout the United States who specialize in identity theft education and identity theft risk mitigation. Although Lionheart Assurance Solutions cannot necessarily protect, avoid, or prevent identity theft or any other crime, they can alert their clients on ways to better their information security.

Lionheart Assurance Solutions launched the Lionheart Assurance Solutions Scam Prevention Toolkit in 2009 in response to the growing needs of the business community to stay on top of the latest scams perpetrated by identity thieves.

The Lionheart Assurance Solutions Scam Prevention Toolkit points out 5 trends that benefit business, but are also used by fraudsters to exploit businesses:

1. There is an increase in high-speed Internet lines. While this means that a company can do more work in less time online – as well as sell more products to more customers, it also means that hackers can more easily probe files, impersonate company personnel, and perpetuate denial of service cyber attacks. An increase in Internet speed also means that a virus can be propagated faster.

2. The dominance of Microsoft operating systems has made it easier for fraudsters to study their vulnerabilities. Consequently, these operating systems can be exploited for hacking or propagating a virus, like, for example, the Melissa virus.

3. Software programs are being designed to improve interactivity between users over the Internet, but this also makes it easier to attack PC users.

4. While email and Instant Messaging software is making communication across the globe easier, it is also an opportunity for phishing and sending malware in attachments.

5. As customers are demanding the option to choose to buy products and services online instead of in person or over the telephone, this is also an opportunity for thieves to steal personal information and credit card information.

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The Lionheart Assurance Solutions Scam Prevention Toolkit also recommends that companies take a look at how trends like telecommuting, the shortage of qualified IT workers, and the low budgets corporations assign to IT security are increasing the possibility of breaches in information security.

About Lionheart Assurance Solutions & The Lionheart Assurance Solutions Scam Prevention Toolkit

Lionheart Assurance Solutions has developed a formidable track record for business consultation in identity theft education and identity theft risk mitigation. Although Lionheart Assurance Solutions cannot protect, avoid, or prevent identity theft or any other crime, they can alert their clients on ways to better their information security.

Lionheart Assurance Solutions launched the Lionheart Assurance Solutions Scam Prevention Toolkit in 2009 to enhance awareness of scams perpetrated by identity thieves. The consulting specialists launched The Lionheart Assurance Solutions Scam Prevention Toolkit informational campaign for the purposes of identity theft education and risk mitigation.

The Lionheart Assurance Solutions Scam Prevention Toolkit makes 4 suggestions on how to take proactive measures against check fraud:

1. Since there is no ultimate solution, consumers are advised to stay up-to-date on the latest scams. Preventative measures that may work today may be obsolete tomorrow. The good news is that criminals prefer easy victims, so that the more preventative steps you take, the less likely you are to be targeted.

2. By learning about check fraud and investing the time to develop a pragmatic plan, you may substantially reduce the chances of fraud until the next scheme is invented. Over time, a prevention plan will become increasingly easier to implement and be more cost-effective.

3. A powerful way to prevent checks from falling into the wrong hands is to destroy paper checks. Instead, create digital images of checks and store them to a CD-ROM for your records. You can save bank statements in this way, too.

4. Take advantage of automated account reconciliation processes. Since these are faster ways to reconcile your bank accounts than traditional methods, it enables you to notice any unusual financial transactions in your accounts much faster.

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The Lionheart Assurance Solutions Scam Prevention Toolkit also recommends being secretive about usernames, passwords, account numbers, and other information related to your online banking practices. These can be stolen through email phishing activities.

About Lionheart Assurance Solutions & The Lionheart Assurance Solutions Scam Prevention Toolkit

Lionheart Assurance Solutions has been providing North American companies with cutting-edge consulting services since 1997, and the Lionheart Assurance Solutions Scam Prevention Toolkit is a campaign to increase awareness about identity theft.

The Lionheart Assurance Solutions Scam Prevention Toolkit says that niche benefits like identity theft coverage, for example, offer the following 5 advantages to the employer:

1. Niche benefits are typically simpler and more time efficient to administer. Those who are not interested will not enroll, while those who do enroll will more than likely take the time to understand and use the benefits.

2. Those who use niche benefits typically talk about their value to other employees, which can make the process of ongoing enrollments easier for management.

3. The niche plan offers more options than standard benefits. With identity theft coverage, the plan offers services like credit monitoring to monitor any unusual activity.

4. Niche benefit plans are also offered at a reasonable rate. A plan like identity theft coverage costs less than a cup of coffee a day.

5. The niche product will be considered invaluable because it is designed to improve the quality of life or resolve an urgent problem. In the event of identity theft, for instance, the plan offers access to the services of a Licensed Fraud Investigator.

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The Lionheart Assurance Solutions Scam Prevention Toolkit also recommends that a company offer a niche benefits plan where the value far exceeds the cost of enrolling in the plan. It’s not enough to just offer an alternative to standard benefits to attract the best employees; the plan itself must meet or exceed expectations from a cost-benefit standpoint.

About Lionheart Assurance Solutions & The Lionheart Assurance Solutions Scam Prevention Toolkit

Although Lionheart Assurance Solutions cannot protect, avoid, or prevent identity theft or any other crime from happening in the workplace, they can alert their corporate customers on ways to improve their information security and provide employee benefits that assist employees in detecting and resolving identity theft issues. Lionheart Assurance Solutions has recently launched the Lionheart Assurance Solutions Scam Prevention Toolkit in 2009 in order to enhance awareness of scams perpetrated by identity thieves. The consulting specialists offer the Lionheart Assurance Solutions Scam Prevention Toolkit informational campaign for the purposes of identity theft education and risk mitigation.

The Lionheart Assurance Solutions Scam Prevention Toolkit delineates 5 ways that medical identity theft can harm you:

1. If the person who has stolen your medical information is a prescription drug abuser, this could result in you being labeled as one and this could affect your future prescriptions. Moreover, if you are reported as a drug abuser to the authorities, this could affect your chances of passing a pre-employment drug screening and could even flag you for arrest.

2. A thief can run up a medical hospital bill in your name.  This can affect your credit rating, which, in turn, can affect your ability to get a car or home loan. In some cases, too, a poor credit rating may affect your employment. In addition, you risk being sued for unpaid medical bills.

3. You may become ineligible for disability and social security benefits because the thief may have already preempted your rights.

4. Your medical history may have been altered by the thief, in which case you may be given the wrong prescription or even denied a life-saving drug. Worse yet, the wrong information in your Medical Information Bureau files could even impact a doctor’s decisions while you are “under the knife” for surgery.

5. The onerous task of proving your real identity may take years and cost you a considerable amount for legal expenses.

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The Lionheart Assurance Solutions Scam Prevention Toolkit also recommends that you get identity theft coverage to give you the tools to monitor your credit reports and to fight back should you become a victim of identity theft.

About Lionheart Assurance Solutions & The Lionheart Assurance Solutions Scam Prevention Toolkit

Lionheart Assurance Solutions has been working with corporations throughout North America since 1997. The Lionheart Assurance Solutions Scam Prevention Toolkit is a campaign to educate the general public about the many dangers of identity theft. Lionheart Assurance Solutions launched the Lionheart Assurance Solutions Scam Prevention Toolkit to increase awareness of scams perpetrated by identity thieves.

Lionheart Assurance Solutions also recommends that you post the link to this comprehensive privacy statement in a prominent place so visitors can see that your business is committed to safeguarding private information.

Five Ways To Help Protect Sensitive Information

Lionheart Assurance Solutions Scam Prevention Toolkit recommends the following 5 tips to designing your comprehensive privacy page:

1. If you need to collect personal information from your customers to serve their best interests, list all the information you think necessary. For example, a business may require the full name, residential address, work and home telephone number, email address, and payment method.

2. If not collecting the information directly, disclose how you will collect it; for instance, it could be collected when asking someone to opt-in for a newsletter, sign up for a credit card, or an Internet cookie might track their online visits.

3. If applicable, describe the circumstances around which information is used, stored, and shared.

4. If a customer needs to contact your business to change their personal information, tell them how to do it. Empower them to change their account password, be removed from your mailing list, and edit their profile. Also, display your contact number for further queries. Post either a telephone number or an email address.

5. If a customer shares sensitive information to purchase a service, describe how it will be protected. For example, if the information is shared online, it can be encrypted, and if the information is shared by telephone, it can be restricted to employees who are under supervised security.

Who Is Lionheart Assurance Solutions?

Lionheart Assurance Solutions is business-to-business service provider with a long history of helping customers safeguard sensitive personal information against the possibility of identity theft. While Lionheart Assurance Solutions cannot fully protect, avoid, or prevent identity theft or any other crime, they can assist customers with numerous ways to reduce risk.

Lionheart Assurance Solutions launched the Lionheart Assurance Solutions Scam Prevention Toolkit in 2009 in order to help reinforce the awareness of scams perpetrated by identity theft scammers.

Lionheart Assurance Solutions asks those who use the Internet to be particularly vigilant about these five scams online:

1. In the day trading niche, many websites promise get rich schemes to lure people to sign up for their day trading training and software. Many of websites have been found by the FTC to make deceptive claims, present fraudulent testimonials, misrepresent the profitability of trading, and fail to disclose the high risks involved in day trading.

2. In the medical billing niche, many companies make deceptive promises about work-at-home opportunities and profit by selling medical billing training and software, as well as promising a roster of clients.

3. In the adult entertainment niche, operators cram inaccurate information into their billing statements, charging users for services that they did not order and which they did not authorize.

4. In the Internet Service Providers niche, customers have been billed for website pages that they did not know about in the first place. Often dishonest ISPs target small businesses and NGOs, offering them free web pages, and then, without authorization, billing phone numbers.

5. In the online auction niche, many merchants promise to deliver electronic goods and computer software, but fail to deliver anything after receiving payments.

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In their review of website scams, the FTC found the most common scams revolved around auctions, internet service providers, website designs, website promotions, adult entertainment, multi-level marketing, business opportunities, work-at-home businesses, investment schemes, travel and vacation fraud, telephone and pay-per-call offers, and health care.

It should be noted that many websites in these niches are genuine, offering authentic and legal business services. However, the popularity of these niches among online consumers has resulted in their infiltration by dishonest service providers who have chosen to exploit target audiences interested in them.

The Better Business Bureau rates Lionheart Assurance Solutions as an A+ provider of business services aimed at reducing fraud, especially identity theft. Lionheart Assurance Solutions launched the Lionheart Assurance Solutions Scam Prevention Toolkit in 2009 in order to help reinforce the awareness of scams perpetrated by identity theft scammers.